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Deductible and insurance: what you really pay

2 min readL'équipe Fox Rider
A hand extends a €100 bill towards the camera, in front of a blurred cobblestone floor.

Many people compare two rental companies by adding rental and excess. This is a misreading: one is a price, the other is a deposit that is returned to you.

The security deposit is returned

It is blocked for the duration of the rental, then returned in full after the return and inspection of the equipment. It is only retained in the event of breakage, theft, loss or damage — and only up to what the repair or replacement actually costs.

Camera GoPro HERO11 Black three-quarter view, rear screen on, black background

Breakage and theft insurance

For cameras and drones, it is included in the rental price, without any procedure or supplement. For DJ and sound equipment, it is invoiced separately, on a dedicated line in the quote and invoice.

It does not replace the deductible: in the event of a covered loss, it is the deductible that remains your responsibility, and the insurance covers the rest.

What is never covered

No rental insurance covers everything, and it is better to know this before than after: loss of equipment, theft without break-in or assault, serious negligence - immersion, liquid spilled on a turntable -, breakdowns, purely cosmetic damage and consumables (memory cards, filters, screen protectors).

The details appear in article 9 of our general rental conditions. We prefer it to be read before booking rather than discovered after an incident.

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